Stay connected to your money with the Upgrade App

Yes! The Upgrade app is available on both Google Play and the Apple App Store. Download the app at the top of the page to get started.

Upgrade account holders can get access to features like autopay, 24/7 access to their accounts, and custom notifications. Additional features include secure sign-on and automatic sign-off, credit health monitoring, and secure money transfers. Rewards Checking Preferred account holders can access the mobile check deposit feature.

No. You do not need to submit to a credit check to get the Upgrade app. However, a credit check may be required to open some account types through Upgrade.

You can apply for an Upgrade card, personal loan, savings, or checking account directly on our website. Checking your rate is free, won't impact your credit score, and only takes a couple minutes.

Upgrade is a financial technology company, not a bank. All loans, Personal Credit Lines, and checking and savings accounts are provided by Upgrade's bank partners. Upgrade Visa® Cards and Upgrade Visa® Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc.