UPGRADE Mobile App
Stay connected to your money with the Upgrade App
Manage your money on the go
Your money at your fingertips
Manage your accounts and track your rewards — anytime
Digital money movement made easy
Check your balance, pay bills, and transfer money
Securely manage your accounts
Sign on with Face ID and sign out automatically
Customize your notifications
Get real-time alerts for low balance, overdrafts, and transactions
Free credit health monitoring
Track your credit score and get personalized recommendations to improve it
Upgrade Mobile App
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FAQs
- Does the Upgrade app work on Android and iPhone?
- Yes! The Upgrade app is available on both Google Play and the Apple App Store. Download the app at the top of the page to get started.
- What are the features of the Upgrade app?
- Upgrade account holders can get access to features like autopay, 24/7 access to their accounts, and custom notifications. Additional features include secure sign-on and automatic sign-off, credit health monitoring, and secure money transfers. Rewards Checking Plus account holders can access the mobile check deposit feature.
- Does Upgrade require a credit check to download the app?
- No. You do not need to submit to a credit check to get the Upgrade app. However, a credit check may be required to open some account types through Upgrade.
- How do you open an account online through Upgrade?
- You can apply for an Upgrade card, personal loan, savings, or checking account directly on our website. Checking your rate is free, won't impact your credit score, and only takes a couple minutes.
- Is Upgrade a bank?
- Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC. Upgrade VISA® Debit Cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
Personal Loans and Auto Refinance Loans are made by Upgrade's bank partners. Home Improvement Loans are made by Cross River Bank, Member FDIC, Equal Housing Lender.
Personal Credit Lines are made by Cross River Bank, Member FDIC. The Upgrade Card associated with a Personal Credit Line is issued by Sutton Bank, Member FDIC, or Cross River Bank, Member FDIC, pursuant to licenses from Visa U.S.A. Inc.