Upgrade Bitcoin Rewards
Unlimited 1.5% back in bitcoin when you make payments1
$200 bonus when you open a Rewards Checking account and make 3 debit card transactions2
Credit lines from $500 to $25,0003
Use wherever Visa® is accepted with safe and fast contactless card technology4
Innovative Approach to Payments and Crypto Rewards
Use wherever Visa® is accepted, or send funds to your bank account
Pay down balances from each month at a fixed rate with equal monthly payments
Earn unlimited 1.5% in Bitcoin on all purchases when you pay them back1
Lower Cost than Traditional Credit Cards
|Upgrade Card||Traditional Credit Card|
|Time to pay off the balance||2 years i||28 years ii|
|Interest paid over that time||$2,102.71 iii||$14,423.16 ii|
i. Example of amortization period using Upgrade Card.
ii. Source: minimum monthly payment calculator available at https://www.bankrate.com/calculators/managing-debt/minimum-payment-calculator.aspx assuming a $10,000 starting balance, “interest + 1%” minimum and an interest rate of 18%, which is approximately equal to the national average rate for good credit (source: https://www.cardrates.com/).
iii. Interest of $2,102.71 assumes a $10,000 charge and installment payments of $504.29 for 24 months. Installment payments calculated with 18% APR and 24-month term accounting for interest accrued between the charge date and the due date 51 days later.
How Bitcoin Rewards Work
Earn rewards when you make payments on your purchases
Use at retail locations or online and earn 1.5% back on all purchases when you pay them back
Get Rewarded with Bitcoin
Your Unlimited 1.5% back on payments is paid in bitcoin1
Watch your Bitcoin Go!
Monitor your bitcoin balance over time, or sell it and redeem the proceeds for statement credit
Plus, earn up to 10% extra cash back from select merchants with Upgrade Shopping powered by Dosh®
Activate Upgrade Shopping offers from participating merchants via your account dashboard.5 Then shop online through Dosh or at stores, using your Upgrade card. You can get up to 10% cash back as a statement credit on qualifying purchases. And Upgrade Shopping cash back is earned in addition to other Upgrade Card rewards.
Chip Enabled Contactless Upgrade Card
No touch payment is fast, safe, and hassle-free.
Pay with your phone or device by using Apple Pay™ or Google Pay™.