Cash Rewards Elite
2.2% cash back rewards on purchases1
- $200 bonus when you also open a Rewards Checking Plus account and make 3 debit card transactions2
- No annual fee
- Credit lines from $500 to $25,0003
- Use wherever Visa® is accepted with safe and fast contactless card technology4
You're in Control with Upgrade Card
Convenient
Swipe, tap, insert or purchase online anywhere Visa4 is accepted to get rewarded1
Lower Cost
Set payoffs bring your balance down faster so you can pay less interest
And, no annual or late fees
Predictable
Pay down balances from each month at a fixed rate and term
How it Works
1
Apply for Upgrade Card
Get a credit line from $500 to $25,0003
2
Tap, swipe, click and go
Use your Upgrade Card anywhere Visa is accepted4
3
Make monthly payments
Opt in to AutoPay for simple, automated payments
4
Get rewarded
Earn 2.2% unlimited cash back everyday, on every purchase1
Plus, earn up to 10% cash back with Upgrade Shopping powered by Dosh®
Activate Upgrade Shopping offers from participating merchants via your account dashboard.5 Then shop online through Dosh or at stores, using your Upgrade Card. You can get up to 10% cash back as a statement credit on qualifying purchases.
And Upgrade Shopping cash back is earned in addition to other Upgrade Card rewards.
Unlimited 2.2% cash back on purchases
Simple, unlimited rewards
Get rewarded on all purchases, with no categories to remember