Skip to content
Upgrade Logo
Upgrade Logo
Upgrade Logo
Upgrade Logo
Upgrade Logo
Upgrade Logo
Personal Loans
All Personal Loans
Refinance Credit Cards
Debt Consolidation
Home Improvement
Major Purchase
Unexpected Expense
Upgrade Cards
All Upgrade Cards
Cash Rewards
Life Rewards
Upgrade Select
OneCard
Savings
Checking
Rewards Checking Preferred
ATM Network
Flex Pay
How it Works
Our Partners
Become a partner
Credit Health
Credit Health Monitoring
Credit Health & Insights
Help
Sign In
Sign In
Credit Health and Money Insights
Money tips for everyday life
Back to All Articles
Personal Loans
Discover personal loans that work for you
Explore how personal loans can help you refinance credit cards, consolidate debt, and finance big purchases
Refinance Your Auto Loan: When, Why, and How to Do It
6 min read
Comparing Auto Loan Interest Rates and Lenders: A Guide to Shopping Around
5 min read
Understanding Credit Scores & Auto Loan Rates
8 min read
How to Get a Personal Loan: A Quick and Easy Checklist
5 min read
What Credit Score Is Needed for a Personal Loan?
4 min read
Fixed vs. Variable Interest Rates: What’s the Difference?
4 min read
How to Avoid Personal Loan Scams
6 min read
How to Evaluate a Personal Loan Offer
5 min read
How to Get the Best Personal Loan Rate
5 min read
BNPL or Personal Loan: How to Choose the Right Option for You
6 min read
How to Refinance a Personal Loan
5 min read
What Is an Installment Loan?
6 min read
Beyond Your Credit Report: What Else Do Lenders Consider?
7 min read
Why It’s Time to Consolidate Your Credit Card Debt
5 min read
What To Do if You Are Declined for Credit
9 min read
APR vs. Interest Rates: What’s the Difference?
3 min read
What is APR? A Simple Guide to Understanding Annual Percentage Rate
4 min read
5 Reasons to Get a Personal Loan
3 min read
Personal Loan vs Credit Card: Which is Right for You?
6 min read
Does Debt Consolidation Hurt Your Credit?
5 min read
When to Refinance a Personal Loan
5 min read
Secured vs. Unsecured Loans: Differences, Pros, and Cons
6 min read
How Revolving Credit and Installment Credit Impact Your Credit Score
6 min read
Is Debt Consolidation a Good Idea?
5 min read
How to Pay for Your Dream Vacation
5 min read
How to Get a Loan for a Home Improvement Project: A Step-by-Step Guide
4 min read
Read more by topic
Credit Health
Smart Money
Credit Cards
Personal Loans
Managing Debt